Research

My current research focuses on  the following areas:

Financial Decision Making

Geo-spatial Disparities in Financial Well-being

Behavioral Financial Planning and Portfolio Management

Publications:

Chatterjee, S., & Fan, L. (2022). Surviving in Financial Advice Deserts: Limited Access to Financial Advice and Retirement Planning Behavior. International Journal of Bank Marketing. http://doi.org/10.1108/IJBM-01-2022-0022

Kim, S. D., Chatterjee, S., & Haley, J. D. (2022). An Examination of Life Insurer Share Price Behavior Surrounding Covid-19 Death Announcements. Journal of Insurance Issues, 45(2), 1–25. https://www.jstor.org/stable/48703225

Chang, Y., & Chatterjee, S. (2022). Housing Instability, Food Insecurity, and Barriers to Healthy Eating. Family and Consumer Sciences Research Journal. http://doi.org/10.1111/fcsr.12454

Fan, L., Chatterjee, S., & Kim, J. (2022). Young Adults' Personality Traits and Subjective Well-Being: The Role of Perceived Money Management Capability. Journal of Behavioral and Experimental Finance.   https://doi.org/10.1016/j.jbef.2022.100689

Qi, J., Chatterjee, S., & Liu, Y. (2022). Retirement Preparedness of Generation X Compared to Other Cohorts in the United States. International Journal of Financial Studies, 10(2), 45, 1-14.  https://doi.org/10.3390/ijfs10020045

Choung, Y., Chatterjee, S., & Pak, T. Y. (2022). Depression and Financial Planning Horizon. Journal of Behavioral and Experimental Economics, 98, 1-11, 101877. https://doi.org/10.1016/j.socec.2022.101877

Chang, Y., Chatterjee, S., & Kim, J. (2022). Do Households Use Food Budget Stretching to Alleviate Food Insecurity? Family and Consumer Sciences Research Journal, 50(4), 288-300. https://doi.org/10.1111/fcsr.12438

Cotwright, M. & Chatterjee, S. (2022). Equity Return Expectations and Financial Wealth Holdings of U.S. Households. Open Economics, 5(1), 1-10. https://doi.org/10.1515/openec-2022-0118.

Liu, Y., Zhang, Y.,  & Chatterjee, S. (2021). Financial hardship and depression experienced by pre-retirees during the COVID-19 pandemic: the mitigating role of stimulus payments. Applied Economics Letters, https://doi.org/10.1080/13504851.2021.1989364.

Chatterjee, S., & Fan, L. (2021). Older Adults’ Life Satisfaction: The Roles of Seeking Financial Advice and Personality Traits. Journal of Financial Therapy, 12 (1), 51-78. https://doi.org/10.4148/1944-9771.1253

Kim, J. & Chatterjee, S. (2021). Financial Debt and Mental Health of Young Adults. Journal of Financial Counseling and Planning. DOI:10.1891/JFCP-18-00048

Fan, L., Chatterjee, S., & Kim, J. (2021). An Integrated Framework of Young Adults’ Subjective Well-Being: The Roles of Personality Traits, Financial Responsibility and Perceived Capability, and Race. Journal of Family and Economic Issues. https://doi.org/10.1007/s10834-021-09764-6

Chatterjee, S., Kim, J., & Chung, S. (2021). Emerging adulthood milestones, perceived capability, and psychological well-being while transitioning to adulthood: Evidence from a national study. Financial Planning Review. https://doi.org/10.1002/cfp2.1132.

Worthy, S., Mountain, T., Chatterjee, S. et al. (2021). Differences in the Determinants of Retirement Preparation between Farm and Non Farm Households. Journal of Applied Farm Economics, 3(2), 42-58. DOI: 10.7771/2331-9151.1048

Sharma, M., & Chatterjee, S. (2021). Cognitive functioning: an underlying mechanism of age and Gender differences in self-assessed risk tolerance among an aging population. Sustainability, 13(4), 2361.

Chatterjee, S., Fan, L., Ryu, S. & Kim, J.H (2020). A Decade Review of Asian Studies in the Journal of Family and Economic Issues from 2010 to 2019. Journal of Family and Economic Issues. https://doi.org/10.1007/s10834-020-09735-3.

Choung, Y., Pak, T.‐Y. and Chatterjee, S. (2020). Consumption and Life Satisfaction: The Korean Evidence. International Journal of Consumer Studies, 45(5), 1007-1019. doi:10.1111/ijcs.12620

Cude, B. J., Chatterjee, S., & Tavosi, J. (2020). Financial Knowledge, Personality Traits, and Risky Borrowing Behaviors in Iranian Households. Sustainability, 12(18), 7608.

Fan, L., & Chatterjee, S. (2020). The Utilization of Robo-Advisors by Individual Investors: An Analysis Using Diffusion of Innovation and Information Search Frameworks. Journal of Financial Counseling and Planning, 31(1), 1-16.

Cude, B. J., Chatterjee, S., & Tavosi, J. (2019). Financial knowledge among Iranian investors. International Journal of Consumer Studies, 43(6), 503-513.

Fan, L., & Chatterjee, S. (2019). Bequest expectations among the US older adults: The roles of generational differences and personality traits. Financial Planning Review, 2(3-4), e1057.

Fan, L., & Chatterjee, S. (2019). Financial Socialization, Financial Education, and Student Loan Debt. Journal of Family and Economic Issues, 40(1), 74-85.

Ruf, B., Das, N., Chatterjee, S., & Sunder, A. (2019). Investments in ESG-Rated Mutual Funds: Is good better than great?. Journal of Wealth Management, 22(1), 56-61.

Robb, C. A., Chatterjee, S., Porto, N., & Cude, B. J. (2019). The Influence of Student Loan Debt on Financial Satisfaction. Journal of Family and Economic Issues, 40(1), 51-73.

Kim, J., & Chatterjee, S. (2019). Student Loans, Health, and Life Satisfaction of US Households: Evidence from a Panel Study. Journal of Family and Economic Issues, 40(1), 36-40.

Bhargava, V., Palmer, L., Chatterjee, S., & Stebbins, R. (2018). Supportive and mitigating factors associated with financial resiliency and distress. Financial Planning Review, 1 (3-4), e1023.

Fan, L. & Chatterjee, S. (2018). Application of situational stimuli for examining the effectiveness of financial education: A behavioral finance perspective. Journal of Behavioral and Experimental Finance, 17, 68-75.

Chatterjee, S., & Fan, L. (2017). Household demand for private long term care insurance: An exploratory note. Economics Bulletin, 37(3), 1975-1981.

Fan, L. & Chatterjee, S. (2017). Borrowing decisions of households: An examination of the information search process. Journal of Financial Counseling and Planning, 28(1), 95-106.

Chatterjee, S., Fan, L., Jacobs, B., & Haas, R. (2017). Risk tolerance and goals-based savings behavior of households: The role of financial literacy. Journal of Personal Finance, 16(1), 66-77.

Chang, Y., Kim, J., & Chatterjee, S. (2017). The association between consumer competency and SNAP participation on food insecurity. Journal of Nutrition Education and Behavior, 49(8), 657-666.

Chang, Y., Chatterjee, S., & Kim, J. (2017). Financial Strain and Participation in the Supplemental Nutrition Assistance Program. Journal of Policy Practice, 16(3), 221-246.

Zahirovic-Herbert, V., Gibler, K. M., & Chatterjee, S. (2016). Financial literacy, risky mortgages, and delinquency in the US during the financial crisis. International Journal of Housing Markets and Analysis, 9(2), 164-189.

Pak, T. -Y., & Chatterjee, S. (2016). Aging, overconfidence, and portfolio choice. Journal of Behavioral and Experimental Finance, 12, 112-122.

Chatterjee, S.., & Hubble, A. (2016). Day-of-the-week effect in Biotechnology Stocks — Do Policy Changes Aand Economic Cycles Matter?. Annals of Financial Economics, 11(2), 1-17.

Pak, T., & Chatterjee, S. (2016). Savings Decisions of American Households: The Roles of Financial Literacy and Financial Practice. Economics Bulletin, 36(3), 1486-1496.

Palmer, L., Bhargava, V., Chatterjee, S., & Stebbins, R. (2015). Net worth parity post-bankruptcy: Policy considerations for investments in human capital. Business and Bankruptcy Law Journal, 3(1).

Chang, Y., Chatterjee, S., & Kim, J. (2014). Household finance and food insecurity. Journal of Family and Economics Issues, 35 (4), 499-515.

Grable, J. E., & Chatterjee, S. (2014). Reducing wealth volatility: The value of financial advice as measured by zeta. Journal of Financial Planning, 27(8), 45-51.

Xiao, J., Chatterjee, S., & Kim, J. (2014). Factors associated with financial independence of young adults. International Journal of Consumer Studies, 38(4), 394-403.

Harness, N., Chatterjee, S., & Salter, J. (2014). Financial planning for the middle market. Journal of Financial Planning, 27(4), 48-54.

Chatterjee, S., & Zahirovic-Herbert, V. (2014). A road to assimilation: Immigrants and financial markets. Journal of Economics and Finance, 38(2), 345-358.

Goetz, J., Chatterjee, S., & Cude, B. (2014). Suitability versus fiduciary standard: The perceived impacts of changing one’s standard of care. Journal of Financial Planning, 27(2), 20-23

Heo, W., Grable, J.E., & Chatterjee, S. (2013). Life insurance consumption as a function of wealth change. Financial Services Review, 22(4), 389-404.

Nicolini, G., Cude, B., & Chatterjee, S. (2013). Financial Literacy: A Comparative Study Across Four Countries. International Journal of Consumer Studies, 37(6), 689-705.

Fang, M.C., Hanna, S., & Chatterjee, S. (2013). The impact of immigrant status and racial-ethnic group on differences in response to a risk aversion measure. Journal of Financial Counseling & Planning, 24(2), 63-76 .

Kim, J. & Chatterjee, S. (2013). Childhood financial socialization and young adults’ financial management. Journal of Financial Counseling and Planning, 24(1), 61-79.

Hanna, S.D., Yuh, Y., & Chatterjee, S. (2012). The increasing financial obligations burden of U.S. households: Who is affected?  International Journal of Consumer Studies, 36 (5), 588–594

Kim, J., Chatterjee, S., & Kim, J.E. (2012). Debt burden of young adults in the United States. Journal of Financial Counseling and Planning, 23(2), 55-67.

Zahirovic-Herbert, V. & Chatterjee, S. (2012). In search of value: How subdivision names influence house prices and marketing duration. Housing and Society, 39(1), 51-76.

Kim, E.J., Hanna, S.D., Chatterjee, S., & Lindamood, S. (2012). Who among the elderly own stocks? The role of cognitive ability and bequest motive. Journal of Family and Economic Issues, 33(3), 338-352.

Kim, J., Chatterjee, S., & Cho, S. (2012). Asset ownership of new Asian immigrants in the United States. Journal of Family and Economic Issues, 33(2), 215-226.

Zahirovic-Herbert, V. & Chatterjee, S. (2012). Historic preservation and residential property values: Evidence from quantile regression. Urban Studies, 49(2), 369-382.

Chatterjee, S. & Nielsen, R.B. (2011). Employer-provided health insurance coverage: A comparison of employed native-born and immigrant Americans. Family and Consumer Sciences Research Journal, 40(1), 15-27.

Chatterjee, S., Finke, M., & Harness, N. (2011) The impact of self-efficacy on wealth accumulation and portfolio choice. Applied Economics Letters, 18(7), 627-631.

Zahirovic-Herbert, V. & Chatterjee, S. (2011) What is the value of a name? Conspicuous consumption and house prices. Journal of Real Estate Research, 33(1), 105-125. 

Gilliam, J., Chatterjee, S., & Grable, J. (2010). Measuring the perception of financial risk tolerance: A tale of two measures. Journal of Financial Counseling and Planning, 21(2), 30-43.

Salter, J., Harness, N., & Chatterjee, S. (2011). How retirees pay for current health care and future long term care expenses. Journal of Financial Service Professionals, 65(1), 88-93.

Chatterjee, S. & Zahirovic-Herbert, V. (2010). Retirement planning of younger baby-boomers: Who wants financial advice? Financial Decisions, 22(2), 1-12.

Nielsen, R., Garasky, S., & Chatterjee, S. (2010). Food insecurity and out-of-pocket medical expenditures: Competing basic needs? Family and Consumer Sciences Research Journal, 39(2), 137-151.

Salter, J., Harness, N., & Chatterjee, S. (2010). Utilization of financial advisors by affluent retirees. Financial Services Review, 19(3), 245-263.

Chatterjee, S. (2009). Health insurance coverage and the role of income uncertainty. Economics Bulletin, 29(2), 1256-1265.

Harness, N., Finke, M., & Chatterjee, S. (2009). The effect of capital accumulation ratio on wealth. Journal of Financial Counseling and Planning, 20(1), 44-57.

Palmer, L., Goetz, G. & Chatterjee, S. (2009). Service-Learning for Financial Planning Students: For now and for years to come. Financial Services Review, 18(3), 157-175.

Finke, M. & Chatterjee, S. (2008). Social Security: who wants private accounts? Financial Services Review, 17(4), 289-307.

Harness, N., Chatterjee, S., & Finke, M. (2008). Personal financial ratio analysis: A review of literature. Journal of Personal Finance, 6(2), 77-97.

Other Research

Chatterjee, S. (2022). Examining Diabetes and Obesity Across the United States, and the Roles of Poverty, Smoking, and Drinking as Potential Risk Factors. ArcGIS Storymap, DOI: ​http://dx.doi.org/10.13140/RG.2.2.11517.84964/1